What the allocation is for
Physical metal is held for the part of a portfolio that should not depend on counterparties, earnings or credit. It does not pay a dividend and it does not compound; it holds purchasing power and behaves differently from equities and bonds during stress.
Describe this illustration: Brass balance scale weighing gold coins against silver bars for portfolio allocationHide description: Brass balance scale weighing gold coins against silver bars for portfolio allocation
How much of your portfolio belongs in precious metals is a balancing act with a wrong answer on both sides — too little and you carry no ballast, too much and you take on volatility you did not intend. The balance scale in this scene signifies measured judgment rather than the all-in pitches this industry is known for. Capstone Metals works allocation as a fiduciary question against your whole financial picture, placing physical gold and silver at a defensible percentage — typically five to twenty percent as a non-correlated ballast — with the rest of the plan written first. The metal serves the plan; the plan never serves the metal.
Describe this illustration: Portfolio ring diagram with a small metals segment labelled as ballast beside larger equity and bond segmentsHide description: Portfolio ring diagram with a small metals segment labelled as ballast beside larger equity and bond segments
Metals are normally a minority ballast. Anyone urging you to move everything is selling, not advising. This original Capstone Metals diagram illustrates portfolio ring diagram with a small metals segment labelled as ballast beside larger equity and bond segments. It is educational artwork, not a price forecast, performance record or recommendation.
