Capstone Metals — gold and silver IRA dealer
Speak with a specialist: (800) 200-9553Monday – Friday, 7am – 4pm Pacific

Costs

Every fee, before you fund anything

There are four costs in a metals IRA and none of them should be a surprise. Setup, annual custodian administration, annual storage and insurance, and the dealer's spread on the metal itself.

Monday – Friday, 7am – 4pm Pacific

  • Licensed and insured since 2014
  • Fiduciary advisory — licensed since 1970
  • Preferred Trust & GoldStar custodians
  • No card payments, no pressure, no commissions-first pitch

Setup

One-time, ~$50–$100

Custodian

Flat annual

Storage

By value or volume

Spread

Disclosed per order

The spread matters most

Annual fees are visible and small. The spread between what you pay and what the metal is worth is the largest cost in most metals IRAs, and it is where the industry hides its margin. We quote it on every order.

Corridor of steel shelving stacked with gold and silver bullion bars inside a secure depository vault
Where IRA and vaulted metal actually lives: a rated depository with segregated shelving and all-risk insurance — not a home safe.
Describe this illustration: Corridor of steel shelving stacked with gold and silver bullion bars inside a secure depository vault

Where your metal lives is the first question any storage or IRA page must answer. IRA and vaulted precious metals belong in a rated depository like this one — segregated, audited and insured all-risk — not in a home safe that voids both the insurance and the IRA's tax status. Capstone Metals places gold and silver in your name at accredited depositories with fully insured, segregated storage available on request, so the asset that protects your savings is itself protected to the standard the metal demands. Storage is never an afterthought here; it is part of the purchase.

Chart comparing the cumulative cost of an annual expense ratio against a one-off premium and exit spread across holding periods
Over short periods the fund is usually cheaper. Over long ones the arithmetic narrows.
Describe this illustration: Chart comparing the cumulative cost of an annual expense ratio against a one-off premium and exit spread across holding periods

Over short periods the fund is usually cheaper. Over long ones the arithmetic narrows. This original Capstone Metals chart illustrates chart comparing the cumulative cost of an annual expense ratio against a one-off premium and exit spread across holding periods. It is educational artwork, not a price forecast, performance record or recommendation.

Flat fees favour larger accounts

A flat $100 custodian fee is 0.2% on a $50,000 account and 0.02% on $500,000. Percentage-of-value schedules do the opposite. Check which you are being offered.

Stacked diagram of custodian account fee, annual depository storage fee and the premium paid on purchase
Three costs, itemised. A cost discovered later is the same thing as a loss.
Describe this illustration: Stacked diagram of custodian account fee, annual depository storage fee and the premium paid on purchase

Three costs, itemised. A cost discovered later is the same thing as a loss. This original Capstone Metals diagram illustrates stacked diagram of custodian account fee, annual depository storage fee and the premium paid on purchase. It is educational artwork, not a price forecast, performance record or recommendation.

What we do not charge for

No fee for the consultation, the guide, the rollover paperwork, or a buy-back quote.

Rather just ask someone?

A specialist can answer this in two minutes. Monday – Friday, 7am – 4pm Pacific.

Would a short, no-pressure conversation help?

Leave your name and number. A Capstone specialist will answer your questions during business hours.

Most gold and silver firms can only talk to you about gold and silver. We have licensed advisors on staff, so the same conversation can cover your retirement accounts, your market holdings, insurance and estate structure alongside a completely private metals purchase — one fiduciary review of everything you own, not a sales call about one product.

What would you like help understanding? (optional)

By submitting your name and phone number you are asking us to follow up, and you agree that Capstone Metals may contact you by phone, text, or email to clarify what you are looking for and make sure you receive it. Message and data rates may apply. You can ask us to stop at any time by replying STOP or telling us on the phone, and we never sell or share your information. This is a request for information and a conversation — not a purchase, an application, or advice. SMS Opt-In Policy · Privacy Policy · Terms & Conditions · How pricing works · Disclosures · Due diligence & financial risks

Licensed and insuredFiduciary advisory since 1970Independent IRA custodiansPrices quoted, never card-charged

Want a number rather than a conversation first? Request current gold pricing — itemized spot reference and premium, with the research and its limits sent afterwards.

Common questions

Are fees deductible?
Fees paid from outside the IRA may be treated differently than fees paid from inside it. Ask your tax professional.
Can fees be paid from the account?
Yes, most custodians can deduct annual fees directly from the IRA.

Request the full fee schedule

One page, all four costs, no conditions attached.

Licensed and insuredFiduciary advisory since 1970Independent IRA custodiansPrices quoted, never card-charged
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