Capstone Metals — gold and silver IRA dealer
Speak with a specialist: (800) 200-9553Monday – Friday, 7am – 4pm Pacific

Retirement

Silver in a retirement account

A Silver IRA follows the same structure as a Gold IRA, with silver as the underlying metal. Silver carries higher volatility and meaningful industrial demand, which changes how it behaves inside a portfolio.

Monday – Friday, 7am – 4pm Pacific

  • Licensed and insured since 2014
  • Fiduciary advisory — licensed since 1970
  • Preferred Trust & GoldStar custodians
  • No card payments, no pressure, no commissions-first pitch

Minimum fineness

.999 silver

Common size

1 oz coins, 100 oz bars

Storage

Segregated or commingled

Profile

Higher volatility than gold

Why investors add silver

Silver is both a monetary metal and an industrial input for solar, electronics and medical applications. That dual demand can amplify moves in both directions.

Silver bullion coins in wooden trays beside a retirement ledger and reading glasses
Silver inside a self-directed IRA: real coins held by a qualified custodian until you retire — titled, insured and priced off live spot.
Describe this illustration: Silver bullion coins in wooden trays beside a retirement ledger and reading glasses

A Silver IRA holds the actual metal — silver coins you could hold in your hand, titled in your name and stored by a qualified custodian until you retire or take a distribution. This is not a paper promise about silver; it is insured, segregated metal at an accredited depository, paired with the account paperwork that proves it. Capstone Metals sets up the self-directed Silver IRA, names the custodian and the depository, and prices the silver against the live spot market with the premium disclosed — the same standard whether you start with $5,000 or $500,000.

Eligible silver

American Silver Eagles, Canadian Silver Maple Leafs, Austrian Philharmonics, and .999 bars from accredited refiners qualify. Numismatic and graded coins do not.

  • American Silver Eagle
  • Canadian Maple Leaf
  • 100 oz and 1,000 oz bars

Storage economics

Silver takes far more space per dollar than gold, so depository fees are often quoted by value or volume. We model both before you commit.

Rather just ask someone?

A specialist can answer this in two minutes. Monday – Friday, 7am – 4pm Pacific.

Would a short, no-pressure conversation help?

Leave your name and number. A Capstone specialist will answer your questions during business hours.

Most gold and silver firms can only talk to you about gold and silver. We have licensed advisors on staff, so the same conversation can cover your retirement accounts, your market holdings, insurance and estate structure alongside a completely private metals purchase — one fiduciary review of everything you own, not a sales call about one product.

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Licensed and insuredFiduciary advisory since 1970Independent IRA custodiansPrices quoted, never card-charged

Common questions

Can one account hold both gold and silver?
Yes. A precious metals IRA can hold gold, silver, platinum and palladium together.
Is silver more volatile than gold?
Historically yes — silver typically shows larger percentage swings in both directions.

See a silver allocation modelled properly

We'll show storage costs, spreads and sizing before any decision.

Licensed and insuredFiduciary advisory since 1970Independent IRA custodiansPrices quoted, never card-charged
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