Capstone Metals · A TB Alternative Assets LLC company
Capstone Metals — protect your retirement with physical gold & silver
Education first, pressure never. We help investors move a measured portion of their wealth into allocated, insured bullion — inside a retirement account or held privately.
Retirement
Open a Gold or Silver IRA
Tax-advantaged. Rollover-eligible. No tax event.
Live inventory
Buy Gold & Silver Directly
In-stock coins and bars, priced against live spot.
Fully insured delivery
Lloyd's-backed
Depository storage
IRS-approved
Pricing
Call for confirmed all-in price
Buy-back
Standing offer
Why precious metals?
Four reasons investors hold metal, not paper.
Gold
The oldest store of value in existence. Deep global liquidity, no counterparty, no default risk.
Silver
A monetary metal with real industrial demand. More volatile than gold, and often more responsive.
Diversification
Metals have historically moved independently of equities and bonds — ballast when paper assets correlate.
Physical ownership
Allocated, insured, audited bullion in your name. Not a certificate, not an ETF share, not an IOU.
401(k) or IRA rollover?
Moving retirement money into metal is simpler than it sounds.
A direct trustee-to-trustee transfer moves funds from your existing IRA, 401(k), 403(b), 457(b) or TSP into a self-directed IRA that holds physical bullion. You do not touch the money, so there is no tax event and no penalty.
- No taxes and no penalty on a direct transfer
- No 60-day deadline — that rule applies only to indirect rollovers
- Partial rollovers are usually allowed, so you can keep the rest invested
- Typical completion: two to three weeks, with written confirmation at each step
Separation of duties
Independent custodian holds the account. Independent depository stores the metal. We supply the bullion. No single party controls both the asset and the record of it.
How it works
Five steps, at your pace.
- 01
Learn
Start with our guide and a no-obligation conversation. No script, no pressure, no deadline.
- 02
Open your account
We coordinate with an independent, IRS-approved custodian. Paperwork usually takes about 15 minutes.
- 03
Fund your IRA
Transfer or roll over from an existing IRA, 401(k), 403(b), TSP or make a new contribution.
- 04
Choose your metals
We price IRA-approved gold and silver against live spot with the premium stated in writing.
- 05
Secure storage
Metal ships insured to an approved depository, segregated or commingled, with written confirmation.
Shop gold & silver
Bullion priced against live spot.
Gold Coins
Eagles, Buffalos, Maple Leafs
Gold Bars
1 oz, 10 oz, kilo
Silver Coins
Eagles, Maples, Philharmonics
Silver Bars
10 oz, 100 oz, 1,000 oz
Platinum
.9995 coins and bars
Palladium
.9995 bars
Every order shows the premium.
The spread between spot and what you pay is the largest cost in owning bullion, and the number most dealers won't print. We state it on every quote, IRA or direct, before you commit a dollar.
See our full fee scheduleEducation center
Understand it before you own it.
2026 Edition
The Capstone Metals Wealth Protection Guide
Twenty-four pages on gold, silver, precious metals IRAs, rollovers, fees, storage and how to sell. Name and phone number is all we ask.
Custodians & depositories
Independent, never in-house
Inside an IRA, your account is administered by an independent custodian and your metal is held in your name at an accredited depository. We work with:
Preferred Trust Company
A Nevada-chartered retail trust company specializing in self-directed IRAs holding alternative assets, including physical precious metals.
Gold Star Trust Company
A long-established self-directed IRA custodian with decades of experience administering precious metals retirement accounts.
Leadership
Who you'll be dealing with
Mark Bugli
Senior Advisory Partner & Corporate Secretary — Licensed Financial Advisory, a true fiduciary
Mark has worked in financial services since 1970 and carries the firm's senior advisory licensing across financial advisory, insurance, retirement structuring and estate coordination. As Corporate Secretary he also keeps the firm's records, resolutions and governance in order. Every plan Capstone Metals puts in front of a family is reviewed against over fifty years of watching markets, rate cycles and currencies behave — and it is delivered as a true fiduciary, with a legal and moral duty to the client ahead of the firm.
Travis Bugli
Chief Executive Officer, General Manager & Floor Manager — Licensed Agent
Travis is a licensed agent and leads Capstone Metals' client strategy and trading desk. Beyond the corporate title, he is the firm's general manager and floor manager — the person on the desk every day, pricing inventory, answering clients and reviewing every order that leaves the vault. He built the firm around a simple standard: every client understands exactly what they own, what they paid, and how they exit before a single ounce is purchased.
Daniel Kenney
President & Chairman — Strategic Partnerships
Daniel oversees operations, compliance, and custodial relationships, and leads the firm's strategic partnerships — the custodian, depository, insurance and industry relationships that stand behind every account. He is responsible for the firm's transparent pricing policy and its standing buy-back commitment on everything Capstone sells. Daniel also helps keep Scripture woven into the company's fabric and bylaws, so Capstone's work is measured by stewardship, honest weights, and the command to lay up treasure not only on earth but in heaven.
Frequently asked
Straight answers.
- Is a gold IRA safe?
- The metal is held by an IRS-approved depository, fully insured and independently audited. The risk that remains is price risk — bullion values fluctuate.
- How much of my retirement should be in metals?
- Most of our clients allocate between 5% and 20%. We will not tell you to move everything; anyone who does is selling, not advising.
- What is the minimum to open an IRA?
- Practically, flat annual fees make accounts under $25,000 inefficient. Direct purchase has no minimum.
- Can I take possession of the metal?
- Yes, at distribution — in kind. Direct-purchase metal outside an IRA can be delivered to you at any time.
Military-grade vaults, insured at Lloyd's of London
The metal we place for clients does not sit in a back room. It sits in UL-rated depository vaults with armed response, redundant monitoring and independent audits — and it is insured under an all-risk specie policy underwritten by syndicates at Lloyd's of London, the market that has been writing risk since a coffee house by the Thames in the 1680s.1166
All-risk, including natural catastrophe
Specie is a defined class of business at Lloyd's, written for bullion, coin and other high-value property. Cover is placed on an all-risk basis, which typically includes fire, flood, earthquake, windstorm, theft, armed robbery, employee dishonesty, transit loss and mysterious disappearance. Natural catastrophe — the 'act of God' most ordinary policies argue about — is normally a covered peril rather than a carve-out. The named perils, sublimits and exclusions live in the depository's policy, and you get to read them.6677
Insured to replacement value, not a statutory cap
Depository specie programs are written to the replacement value of the metal held, not to a government coverage limit. That is a structurally different thing from a bank deposit, which is insured to at least $250,000 per depositor, per insured bank, per ownership category.771111
Allocated in your name, audited
In segregated storage your specific bars and coins are recorded to you by serial or lot. Depository holdings are identified as customer property under the Uniform Commercial Code — not assets of the depository — and independent auditors verify holdings. Ask us for the audit letter and the certificate of insurance; we will send both.9988
A vault is not a bank
Money in a bank is a loan you made to that bank: you hold a claim, and FDIC insurance responds if the bank fails. Metal in an allocated, insured vault is property you already own; the depository is a custodian, not a borrower. For IRA metal, that custody is not optional — the IRS requires a qualified trustee or custodian.10101212
Underwriters you can look up
Lloyd's is a marketplace of more than a hundred syndicates rather than a single carrier, and its financial strength is rated independently — A+ (Superior) by AM Best and AA- by S&P Global Ratings. You do not have to take our word for any of it; the rating agency publishes its own disclosure.334455
Nearly 350 years of paying claims
Lloyd's traces to Edward Lloyd's coffee house in the 1680s and has underwritten war, earthquake, hurricane and maritime catastrophe ever since. Longevity is not a guarantee, but a market that has settled claims through three centuries of crises is a different counterparty from one founded last decade.1122
Cash in a bank vs. metal in an insured vault
| Cash in a bank | Metal in an insured vault | |
|---|---|---|
| What you actually hold101099 | A claim on the bank | Property titled to you |
| Loss protection111177 | FDIC to at least $250,000 per depositor, per bank | All-risk specie cover to replacement value, subject to policy terms |
| What triggers coverage101066 | Failure of the insured bank | Physical loss or damage to the metal, per the policy's perils |
| Counterparty risk99 | Bank solvency and the creditor waterfall | Custodian is a bailee, not a debtor; holdings are customer property |
| Purchasing power | Erodes with currency issuance | Tracks the metal — which can fall as well as rise |
One caveat we would rather you hear from us: no policy insures you against the price of gold or silver falling. Insurance protects the metal, not its market value. And Lloyd's is not the only market that will cover catastrophe risk — it is simply the oldest, one of the most independently scrutinised, and the one under which specie cover is most commonly placed.
Affiliate & partner inquiries
AI platform and alternative-asset affiliate opportunities
Alongside physical gold and silver, Capstone Metals works with a small number of high-end affiliate partners in AI trading and alternative assets. Details are shared by phone with qualified prospective affiliates only — ask us about it.
“My people are destroyed for lack of knowledge.”
About this referenceHide reference
Book of Hosea · Chapter 4 · Verse 6
Hosea is a prophet writing to a prosperous nation that had stopped paying attention. The charge is not primarily wickedness but ignorance — the people were never taught, and it cost them everything.
Most families were never taught how currency is created or why savings quietly lose ground. We teach that first — the metal is only the answer once the arithmetic makes sense.
Start with the guide. Decide later.
Request the Capstone Metals gold and silver guide — no obligation, no sales sequence.