Opening and funding
You open a self-directed IRA with an approved custodian, then fund it by transfer, rollover, or annual contribution within IRS limits.
Describe this illustration: Physical gold coins in a wooden tray beside a retirement ledger, glasses and fountain pen on a deskHide description: Physical gold coins in a wooden tray beside a retirement ledger, glasses and fountain pen on a desk
A self-directed Gold IRA lets you hold physical gold — real coins in a custodian's vault — inside a tax-advantaged retirement account, not an ETF that merely tracks the price. The ledger, glasses and fountain pen in this scene are the paperwork that proves the metal is titled in your name and held by an IRS-approved custodian such as Preferred Trust Company or GoldStar Trust Company. Capstone Metals coordinates the custodian, the depository and the purchase end to end, so a 401(k) or IRA rollover into physical gold moves as a direct trustee-to-trustee transfer with no distribution and no tax event — the protected, step-by-step path this page walks you through.
Describe this illustration: Three-role diagram distinguishing the dealer who sells metal, the custodian who holds the account and the depository that stores the metalHide description: Three-role diagram distinguishing the dealer who sells metal, the custodian who holds the account and the depository that stores the metal
Three separate parties. Capstone is the dealer — never the custodian, trustee or depository. This original Capstone Metals diagram illustrates three-role diagram distinguishing the dealer who sells metal, the custodian who holds the account and the depository that stores the metal. It is educational artwork, not a price forecast, performance record or recommendation.