Capstone Academy
Learn how money actually works — then decide for yourself
Ten courses. 100 lessons. About 15 hours of plain reading, built from statutes, archives and official data rather than opinion. No price forecasts, no promised returns, and no pitch inside the lessons.
Courses
10
Lessons
100
Reading time
~15 hours
What this is, and what it is not
This is an education programme, not a sales funnel with lessons attached. Every factual statement resolves to a document you can open — the statutory record at the Library of Congress, the central-bank archive at FRASER, Treasury and Bureau of Labor Statistics releases. Where informed people disagree, the lesson says so and gives both readings. Where the honest answer is that nobody knows, it says that too.
What you will not find: a predicted price, a promised return, a recommended allocation presented as universal, or a claim we cannot source. If a lesson ever drifts past its evidence, the lesson is wrong and we will fix it.
The curriculum
How money actually works
Ten lessons that answer the question almost nobody is taught: what is money, who makes it, and why does it buy less over time?
10 lessons about 88 minutesStart reading
The money history that explains today
Ten lessons tracing the dollar from a defined weight of silver to a managed unit — using the statutes and archives, not the folklore.
10 lessons about 96 minutesStart reading
Precious metals from the ground up
What the metals are, how they are weighed and priced, and what makes one coin cost more than another.
10 lessons about 83 minutesStart reading
Retirement accounts and metals, done correctly
The statute, the custodian, the depository and the paperwork — so nothing accidentally becomes a taxable distribution.
10 lessons about 91 minutesStart reading
Risk, allocation and honest expectations
How to size a position, what diversification does and does not do, and why nobody here will promise you a return.
10 lessons about 90 minutesStart reading
Reading the economy without being fooled
How to read the official releases yourself, and how to tell an evidence-led argument from a persuasive one.
10 lessons about 91 minutesStart reading
Banking, custody and counterparties
What deposit insurance covers, what happens when a bank fails, and how physical custody differs from a promise.
10 lessons about 94 minutesStart reading
Currencies and the global system
Reserve status, de-dollarization, BRICS, sanctions and energy — with the data that exists and honesty about the rest.
10 lessons about 96 minutesStart reading
Stewardship, family and the long view
Managing what you have been given: preparation without fear, generosity without naivety, and a plan your family can actually execute.
10 lessons about 87 minutesStart reading
Professional practice: due diligence and documentation
For trustees, advisers, business owners and anyone who must justify a decision to somebody else.
10 lessons about 92 minutesStart reading
Where to start
- New to all of this: Course 1, then Course 3. You will be able to read a metals quote correctly and explain purchasing power to somebody else.
- Considering a retirement account: Course 4 first, then Course 5. The rules before the products.
- Already informed and tired of being sold to: Courses 6 through 8, then the claims register.
Rather ask a person?
A specialist will answer a specific question without a pitch. No account needed, no obligation. Monday – Friday, 7am – 4pm Pacific.