How money actually works · Lesson 2 of 10
Where does new money come from?
Most money is created when banks lend, not when a press runs.
About 10 minutes · Foundation
What to take away
- Commercial bank lending creates deposits.
- Central-bank money is a smaller share than most people assume.
- This is why bank solvency is a monetary question.
Why this lesson is written this way
Each point above is checkable. Where the subject is genuinely disputed — the causes of inflation, the future of the dollar's reserve role, whether current debt levels are sustainable — the lesson states both readings rather than choosing quietly for you. Nothing here predicts a price, because nobody can.
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