Banking, custody and counterparties · Lesson 1 of 10
What a bank deposit legally is
A loan to the bank, recorded as its liability.
About 9 minutes · Advanced
What to take away
- You are an unsecured creditor.
- Insurance sits on top of that.
- This is not a criticism of banks.
Why this lesson is written this way
Each point above is checkable. Where the subject is genuinely disputed — the causes of inflation, the future of the dollar's reserve role, whether current debt levels are sustainable — the lesson states both readings rather than choosing quietly for you. Nothing here predicts a price, because nobody can.
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